Lovie is an AI-native platform for founders. Its live product, Formation AI, forms a US company in a five-minute chat — a Delaware or Wyoming LLC or C-Corp, with an EIN and a registered agent included, often in under two minutes, and with no lawyers and no paperwork.
Starting a US company has traditionally meant lawyers, paperwork, long waits, and confusing steps, especially for founders who live outside the United States. Lovie removes that friction. Instead of filling out forms and waiting on filings, you have a short, plain-English conversation. You tell Lovie what you want, and Formation AI handles the incorporation end to end. Many founders complete the entire process in under two minutes.
Key features. Formation AI is live today: form a US LLC or C-Corp and file your EIN in a five-minute AI chat. Lovie is AI-native by design, so there is no complex dashboard to learn — just a conversation, with no lawyers and no paperwork. You can incorporate in Delaware or Wyoming, the two states most founders choose, and a registered agent and EIN are included so you have the essentials needed to operate a US entity from day one.
Who it is for. Lovie is built for AI-first founders, indie hackers, solo founders, and non-US founders forming US entities. If you are a builder who wants to spend your time on your product instead of on incorporation logistics, Lovie is designed for you.
Use cases. A non-US founder who needs a US LLC or C-Corp to access US banking, payments, and customers. An indie hacker who wants to turn a side project into a real company quickly. A solo founder who wants the EIN and registered agent handled without hiring a lawyer. An AI-first team that wants to manage company operations programmatically.
Where Lovie is going. Lovie is expanding into a full financial OS — agent-native banking, cards, payroll, expenses, and accounting — all controllable in plain English through its MCP server. The same conversational, AI-native approach that makes formation simple is being applied to the rest of a company's financial stack, so founders can run more of their operations by simply describing what they want.
Pricing. Lovie is a subscription that starts from twenty-nine dollars per month billed annually, or thirty-nine dollars per month billed monthly, plus state filing fees.
Conclusion. Lovie turns company formation from a slow, paperwork-heavy chore into a five-minute conversation, and is building toward a future where founders can manage their entire financial operations through an AI agent. For AI-first, solo, and non-US founders, it is the fastest way to get a US company up and running.
